Forex prop firm

FTMO payouts

How and when FTMO pays funded forex traders, from its own terms.

Founded: 2015 (11 years)
Headquarters: Prague, Czech Republic
CEO: Otakar Šuffner
Max funding: $400K
Profit split: Up to 90%
Programs: 2-step, 1-step, Instant funding

Payout policy

Profit split: 80% on accounts from the 2-Step Challenge (90% under the Scaling Plan or Premium Programme); 90% on accounts from the 1-Step Challenge and on Instant Accounts.
How often: First reward request from the 14th day after the first trade on the account; FTMO's public pages do not state a fixed cycle for later rewards.
First payout: From the 14th day after the first trade on the account, with all positions closed. FTMO reviews requests within 1 to 2 business days and usually pays within 1 to 2 business days after invoice approval.
Minimum withdrawal: $20 of closed profit for bank wire or card payouts; $50 for crypto.

Payout channels: bank wire, Visa Direct or Mastercard Send (up to $20,000), Skrill (up to $3,000) and crypto (BTC, ETH, LTC, USDC, USDT). FTMO charges no withdrawal commission.
On 2-Step accounts the Challenge fee is refunded with the first reward, and rewards can be rolled over to the next account.
Rewards can be taken partly or wholly as FTMO Points (1 point = EUR 1) for use on FTMO products.
Bank transfers are not available for payments or withdrawals in Venezuela, Cuba, Sudan or Ukraine.
The interval between later rewards is not stated on FTMO's public FAQ pages.

Ways to get paid

Bank wire
Card payout
Skrill
Crypto

By program

FTMO payout terms by program
Program	Split	Payouts	Conditions
2-Step2-step	80% to 90%	From day 14 after first trade	Payouts: first reward can be requested from the 14th day after the first trade on the FTMO Account. The fee is refunded with the first reward on the FTMO Account. Reward split starts at 80% and rises to 90% under the Scaling Plan or Premium Programme.
2-Step Swing2-step	80% to 90%	From day 14 after first trade	Payouts: first reward can be requested from the 14th day after the first trade on the FTMO Account.
1-Step1-step	90%	From day 14 after first trade	Payouts: first reward can be requested from the 14th day after the first trade on the FTMO Account. The 10% maximum loss is a balance-based limit that trails the end-of-day balance and never moves down; it resets to 90% of the initial balance after a reward withdrawal on a new account.
Instant AccountInstant funding	90%	From day 14 after first trade	Payouts: first reward can be requested from the 14th day after the first trade. The 10% maximum loss trails the highest closed balance in real time (floating profit does not move it) and never decreases. It does not reset after a reward withdrawal. FTMO Identity verification must be approved before the first reward is processed.

What a payout looks like

On the featured $100K 2-Step account at a 80% split. An illustration of the arithmetic, not a forecast.

2% month: $1,600
5% month: $4,000
8% month: $6,400

Scaling plan

Accounts from the 1-Step or 2-Step Challenge can grow by 25% of the balance every 4 months when profit and reward conditions are met, up to $2,000,000 across all FTMO Accounts.

At least 4 months trading on the FTMO Account (or since the last increase) under the same order.
At least 10% net simulated profit over the starting balance in the prior 4 months.
At least 2 processed rewards in the same 4-month period.
Instant Accounts are not eligible.

Sources

We checked these pages on or before 25 October 2026. Firms change their terms often, so confirm the details on FTMO's site before you pay.

Spotted something out of date? Send a correction.

FTMO payout questions

How often does FTMO pay out?

First reward request from the 14th day after the first trade on the account; FTMO's public pages do not state a fixed cycle for later rewards.. First payout: From the 14th day after the first trade on the account, with all positions closed. FTMO reviews requests within 1 to 2 business days and usually pays within 1 to 2 business days after invoice approval..

What profit split does FTMO pay?

80% on accounts from the 2-Step Challenge (90% under the Scaling Plan or Premium Programme); 90% on accounts from the 1-Step Challenge and on Instant Accounts.. The highest split across its programs is 90%.

How do I get paid by FTMO?

FTMO pays out by Bank wire, Card payout, Skrill, Crypto. Which methods you can use can depend on your country.

Is there a minimum payout?

$20 of closed profit for bank wire or card payouts; $50 for crypto..

How much is a payout on the $100K account?

As an example only: a 5% profit on the $100K 2-Step account at a 80% split is $4,000 to you, before any fees the payment method charges.