Futures prop firm

Topstep payouts

How and when Topstep pays funded futures traders, from its own terms.

Founded: 2012 (14 years)
Headquarters: Chicago, United States
CEO: Michael Patak
Max funding: $750K
Profit split: Up to 90%
Programs: 1-step

Payout policy

Profit split: 90% to the trader on Express Funded and Live payouts. Traders who joined the new dashboard before 12 January 2026 keep 100% of their first $10,000 in lifetime profit.
How often: Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days.
First payout: Once the chosen Express Funded path's requirement is met: five $150 winning days, or three traded days at 40% consistency.
Minimum withdrawal: $125 per request.

Each Express Funded request is capped at 50% of the balance and at $2,000, $3,000 or $5,000 (Standard) or $3,000, $4,000 or $6,000 (Consistency) for 50K, 100K and 150K.
As a limited-time offer from 2 June 2026, adding the daily loss limit when buying a Trading Combine doubles these per-request caps in the resulting Express Funded Account.
After a Standard-path payout the trader also needs positive net profit since the last payout before requesting again.
Payout options: transfer to a Topstep Brokerage account (US, same day, no fee), Aeropay (US, instant after approval), Wise (China, Canada and the UK), ACH ($30 fee, US) and wire or SWIFT ($30 fee, international).
Requests can be made from Sunday 5 PM CT to Friday 5 PM CT; internal approval can take 1 to 3 business days.
Live Funded Account payouts are not capped; each request can be up to 50% of the balance.

Ways to get paid

Broker account transfer
ACH
Wise
Bank wire

By program

Topstep payout terms by program
Program	Split	Payouts	Conditions
Trading Combine (Standard)1-step	90%	5 winning days, or 3 days at 40%	Payouts: on activation the trader picks the Express Funded Standard path (5 winning days of $150 or more per payout) or the Consistency path (3 traded days with the best day at or below 40% of net profit). In the Express Funded Account the balance starts at $0 with the loss limit at minus $2,000, $3,000 or $4,500; it locks at $0 once reached and is set to $0 after the first payout.
Trading Combine (No Activation Fee)1-step	90%	5 winning days, or 3 days at 40%	Payouts: the trader chooses the Express Funded Standard path (5 winning days of $150 or more) or the Consistency path (3 traded days, best day at or below 40%).

What a payout looks like

On the featured $100K Trading Combine (Standard) account at a 90% split. An illustration of the arithmetic, not a forecast.

2% month: $1,800
5% month: $4,500
8% month: $7,200

Scaling plan

Express Funded Accounts follow a Scaling Plan that sets the maximum number of contracts from the account balance, so the full position size is reached only as profit builds.

The limit for each session is set from the balance and does not increase during the session.
Position errors corrected within 10 seconds are ignored; longer breaches can trigger a review.
Live Funded Accounts replace the Scaling Plan with Dynamic Live Risk Expansion.

Sources

We checked these pages on or before 25 October 2026. Firms change their terms often, so confirm the details on Topstep's site before you pay.

Spotted something out of date? Send a correction.

Topstep payout questions

How often does Topstep pay out?

Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days.. First payout: Once the chosen Express Funded path's requirement is met: five $150 winning days, or three traded days at 40% consistency..

What profit split does Topstep pay?

90% to the trader on Express Funded and Live payouts. Traders who joined the new dashboard before 12 January 2026 keep 100% of their first $10,000 in lifetime profit.. The highest split across its programs is 90%.

How do I get paid by Topstep?

Topstep pays out by Broker account transfer, ACH, Wise, Bank wire. Which methods you can use can depend on your country.

Is there a minimum payout?

$125 per request..

How much is a payout on the $100K account?

As an example only: a 5% profit on the $100K Trading Combine (Standard) account at a 90% split is $4,500 to you, before any fees the payment method charges.