FTMO 2-Step $100K challenge
FTMO's featured forex account: a 2-step evaluation with a 10% max loss and a 80% profit split. Every limit below is shown as a percentage and as an amount.
The numbers
- Account size
- $100K
- 2-step
- Price
- €540
- One-time fee
- Phase 1 target
- 10%
- $10,000
- Phase 2 target
- 5%
- $5,000
- Daily loss limit
- 5%
- $5,000
- Max loss
- 10%
- $10,000, static
- Profit split
- 80%
- Up to 90%
- Payouts
- From day 14 after first trade
- Minimum trading days
- 4 trading days in each phase
- Time limit
- Unlimited
- Fee refunded
- Yes
- With a qualifying payout
How it compares
Target ÷ max loss
1.50
You need 1.50 times the allowed loss in profit before you pass.
Break-even return
0.73%
Return needed on the funded account for your share to cover the fee.
Cost per $100K
$583
More expensive than the $527 median for featured forex challenges.
What the rules mean in practice
- There are 2 phases. Phase 1 needs $10,000 profit (10%); Phase 2 needs $5,000 profit (5%). The loss limits apply in every phase.
- On any single day you can lose up to $5,000 (5%). Check FTMO's rules for whether that is measured from the day's starting balance or equity, because open trades count.
- The account fails if you lose $10,000 (10%). This is static drawdown: the loss limit is fixed at a set distance below your starting balance and never moves.
- At a 80% split, you need about 0.73% return on the funded account to earn back the €540 fee.
- Payouts: first reward can be requested from the 14th day after the first trade on the FTMO Account.
- FTMO states every fee in EUR. Sizes here are the USD account balances; the same fee buys the matching tier in other account currencies (EUR €10K, €20K, €40K, €80K and €160K; GBP £10K, £20K, £35K, £70K and £140K).
- Daily loss limit is the balance at midnight CE(S)T minus 5% of the initial balance; maximum loss means equity may never drop below 90% of the initial balance.
- Profit target: 10% in the Challenge phase and 5% in the Verification phase. All positions must be closed before a phase is evaluated.
- The fee is refunded with the first reward on the FTMO Account.
- Reward split starts at 80% and rises to 90% under the Scaling Plan or Premium Programme.
- News-release and weekend-holding restrictions apply only on the funded FTMO Account, not during the Challenge or Verification.
This is our reading of FTMO's published rules. The firm's own terms always take priority. See the full FTMO rules.
Other 2-Step sizes
| Program | Target | Daily loss | Max loss | Details | ||||
|---|---|---|---|---|---|---|---|---|
| 2-Step2-step | $10K | 10% / 5% | 5% | 10% | 1.50 | 80% to 90% | €89 | Details |
| 2-Step2-step | $25K | 10% / 5% | 5% | 10% | 1.50 | 80% to 90% | €250 | Details |
| 2-Step2-step | $50K | 10% / 5% | 5% | 10% | 1.50 | 80% to 90% | €345 | Details |
| 2-Step2-step | $100K | 10% / 5% | 5% | 10% | 1.50 | 80% to 90% | €540 | Details |
| 2-Step2-step | $200K | 10% / 5% | 5% | 10% | 1.50 | 80% to 90% | €1,080 | Details |
No challenges match these filters. Pick another size or clear a filter.
FTMO also offers 2-Step Swing, 1-Step, Instant Account. Compare all FTMO programs.
Similar $100K challenges
Same account size at other forex firms, cheapest first.
| Program | Target | Daily loss | Max loss | Details | |||||
|---|---|---|---|---|---|---|---|---|---|
| The5ers | Summer Plan 2-Step (10/5)2-step | $100K | 10% / 5% | 3% | 10% | 1.50 | 80% | $149 | Details |
| The5ers | Summer Plan 2-Step (8/5)2-step | $100K | 8% / 5% | 3% | 10% | 1.30 | 80% | $179 | Details |
| Blue Guardian | 2 Step Nano2-step | $100K | 8% / 5% | 3% | 10% | 1.30 | 80% to 100% | $239 | Details |
| AquaFunded | 2 Step Pro2-step | $100K | 10% / 5% | 5% | 10% | 1.50 | 90% to 100% | $279.20 | Details |
| AquaFunded | 2 Step Elite2-step | $100K | 8% / 5% | 4% | 12% | 1.08 | 90% to 100% | $393.08 | Details |
| Alpha Capital | Alpha Pro 6%2-step | $100K | 6% / 6% | 3% | 6% | 2.00 | 80% to 90% | $397 | Details |
| FundedNext | Stellar Lite2-step | $100K | 8% / 4% | 4% | 8% | 1.50 | 80% to 95% | $399.99 | Details |
| The5ers | High Stakes (New)2-step | $100K | 10% / 5% | 4% | 8% | 1.88 | 80% to 100% | $405 | Details |
No challenges match these filters. Pick another size or clear a filter.
More featured challenges
FTMO 2-Step $100K questions
How much is the FTMO 2-Step $100K challenge?
The list price is €540, before any discount code. At the time of our check a 19% discount was available.
What is the profit target?
Phase 1: 10% ($10,000). Phase 2: 5% ($5,000).
What is the maximum loss?
10%, or $10,000, using static drawdown. The loss limit is fixed at a set distance below your starting balance and never moves.
Is there a daily loss limit?
Yes, 5% ($5,000).
What profit split does it pay?
80%, rising to 90% under FTMO's conditions. Payouts: from day 14 after first trade.