Topstep Trading Combine (Standard) $100K challenge
Topstep's featured futures account: a 1-step evaluation with a 3% max loss and a 90% profit split. Every limit below is shown as a percentage and as an amount.
The numbers
- Account size
- $100K
- 1-step
- Price
- $99/mo
- Monthly subscription
- Profit target
- 6%
- $6,000
- Daily loss limit
- None
- No daily limit
- Max loss
- 3%
- $3,000, end-of-day trailing
- Profit split
- 90%
- Payouts
- 5 winning days, or 3 days at 40%
- Minimum trading days
- 2, because the best day must stay at or below 55% of the profit target
- Time limit
- None; the subscription rebills every 30 days until the Combine is passed or cancelled
- Max position size
- 10 minis / 100 micros
- Activation fee
- $149
- Fee refunded
- No
How it compares
Target ÷ max loss
2.00
You need 2.00 times the allowed loss in profit before you pass.
Break-even return
0.11%
Return needed on the funded account for your share to cover the fee.
Cost per $100K
$99
Cheaper than the $280 median for featured futures challenges.
What the rules mean in practice
- To pass, grow the $100K account by $6,000 (6%) without breaking a loss limit.
- There is no daily loss limit, so a bad day only fails the account if it breaks the overall max loss.
- The account fails if you lose $3,000 (3%). This is end-of-day trailing drawdown: the loss limit moves up once a day, based on your end-of-day balance, and ignores swings during the session.
- Consistency rule: Combine: best day at or below 55% of the profit target, or the target rises; Express Funded Consistency path: best day at or below 40% of net profit
- At a 90% split, you need about 0.11% return on the funded account to earn back the $99 fee for one month.
- Payouts: on activation the trader picks the Express Funded Standard path (5 winning days of $150 or more per payout) or the Consistency path (3 traded days with the best day at or below 40% of net profit).
- A daily loss limit of $1,000, $2,000 or $3,000 is optional and can be fixed at checkout; hitting it ends the session but is not a rule break, and it carries into the Express Funded Account.
- The Maximum Loss Limit trails the end-of-day balance high, is enforced in real time on open P&L, and locks once it reaches the starting balance.
- In the Express Funded Account the balance starts at $0 with the loss limit at minus $2,000, $3,000 or $4,500; it locks at $0 once reached and is set to $0 after the first payout.
- Express Funded Accounts follow a Scaling Plan, so the full contract size is only unlocked as the balance grows.
- A Reset costs the same as the monthly price, and one free Reset credit is issued at each rebill.
- A lost Express Funded Account can be reactivated through Back2Funded within 30 days for $599 (50K), $699 (100K) or $829 (150K), up to two times.
- New traders can get one monthly payment refunded within their first 14 days if they have not passed; activation fees and Resets are not refundable.
This is our reading of Topstep's published rules. The firm's own terms always take priority. See the full Topstep rules.
Other Trading Combine (Standard) sizes
| Program | Target | Daily loss | Max loss | Details | ||||
|---|---|---|---|---|---|---|---|---|
| Trading Combine (Standard)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $49/mo | Details |
| Trading Combine (Standard)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $99/mo | Details |
| Trading Combine (Standard)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $199/mo | Details |
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Topstep also offers Trading Combine (No Activation Fee). Compare all Topstep programs.
Similar $100K challenges
Same account size at other futures firms, cheapest first.
| Program | Target | Daily loss | Max loss | Details | |||||
|---|---|---|---|---|---|---|---|---|---|
| Lucid Trading | LucidDaily1-step | $100K | 6% | 1.8% | 3% | 2.00 | 90% | $158 | Details |
| FTMO Futures | Growth1-step | $100K | 6% | None | 3.5% | 1.71 | 90% | $169/mo | Details |
| FTMO Futures | Pro1-step | $100K | 6% | 1.5% | 4.5% | 1.33 | 90% | $199/mo | Details |
| Lucid Trading | LucidFlex1-step | $100K | 6% | 1.8% | 3% | 2.00 | 90% | $215 | Details |
| Tradeify | Growth1-step | $100K | 6% | 2.5% | 3.5% | 1.71 | 90% | $255 | Details |
| Tradeify | Select1-step | $100K | 6% | None | 3% | 2.00 | 90% | $265 | Details |
| Lucid Trading | LucidPro1-step | $100K | 6% | 1.8% | 3% | 2.00 | 90% | $272 | Details |
| FundedNext Futures | Flex1-step | $100K | 5% | None | 2.5% | 2.00 | 95% | $273.99 | Details |
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More featured challenges
Topstep Trading Combine (Standard) $100K questions
How much is the Topstep Trading Combine (Standard) $100K challenge?
The list price is $99 a month, before any discount code.
What is the profit target?
6% ($6,000).
What is the maximum loss?
3%, or $3,000, using end-of-day trailing drawdown. The loss limit moves up once a day, based on your end-of-day balance, and ignores swings during the session.
Is there a daily loss limit?
No. Only the overall max loss applies.
What profit split does it pay?
90%. Payouts: 5 winning days, or 3 days at 40%.