FTMO Futures vs Topstep
Two futures prop firms, row by row. A dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
FTMO Futures
Czech Republic
Ahead on 3 of 7 rows
Visit FTMO Futures(opens the firm’s website in a new tab)
Topstep
United States
Ahead on 4 of 7 rows
Visit Topstep(opens the firm’s website in a new tab)Head to head
| Feature | FTMO Futures | Topstep |
|---|---|---|
| PropScout score | 8.3 (ahead) | 7.0 |
| Trustpilot | 4.8 (55,089) (ahead) | 3.7 (14,989) |
| Years operating | 11 | 14 (ahead) |
| Headquarters | Czech Republic | United States |
| Cheapest $100K account | $169/mo | $99/mo (ahead) |
| Profit split, up to | 90% | 90% |
| Max funding | $450K | $750K (ahead) |
| Programs | 1-step | 1-step |
| Platforms | NinjaTrader, Tradovate, TradingView | In-house platform, ProjectX, Quantower |
| News trading | Allowed (ahead) | Allowed with limits |
| Expert advisors | Allowed | Allowed |
| Copy trading | Allowed with limits | Allowed with limits |
| Overnight holding | Not allowed | Not allowed |
| Weekend holding | Not allowed | Not allowed |
| Payouts | Growth: a request every 4 days after 4 qualifying days. Pro: a request every 5 days after 5 qualifying days. | Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days. |
| Payout methods | Wise, Bank wire, Card payout | Broker account transfer, ACH, Wise, Bank wire (ahead) |
| US traders | Accepted | Accepted |
Pick FTMO Futures if
you care most about propScout score, trustpilot and news trading. It is ahead on those rows in the table above.
Pick Topstep if
you care most about years operating, cheapest $100K account and max funding. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
| Program | Target | Daily loss | Max loss | Details | |||||
|---|---|---|---|---|---|---|---|---|---|
| Topstep | Trading Combine (Standard)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $49/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $95/mo | Details |
| Topstep | Trading Combine (Standard)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $99/mo | Details |
| FTMO Futures | Growth1-step | $50K | 6% | None | 4% | 1.50 | 90% | $119/mo | Details |
| FTMO Futures | Pro1-step | $50K | 6% | 2% | 6% | 1.00 | 90% | $139/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $149/mo | Details |
| FTMO Futures | Growth1-step | $100K | 6% | None | 3.5% | 1.71 | 90% | $169/mo | Details |
| FTMO Futures | Pro1-step | $100K | 6% | 1.5% | 4.5% | 1.33 | 90% | $199/mo | Details |
| Topstep | Trading Combine (Standard)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $199/mo | Details |
| FTMO Futures | Growth1-step | $150K | 6% | None | 3.33% | 1.80 | 90% | $229/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $229/mo | Details |
| FTMO Futures | Pro1-step | $150K | 6% | 1.33% | 4% | 1.50 | 90% | $269/mo | Details |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
FTMO Futures
- Your share over the period
- Fee
- Split
Topstep
- Your share over the period
- Fee
- Split
More comparisons
FTMO Futures vs Topstep questions
Which is cheaper, FTMO Futures or Topstep?
At $100K, FTMO Futures's cheapest account is $169 (Growth) and Topstep's is $99 (Trading Combine (Standard)), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
Both advertise a split of up to 90%. Check the conditions for reaching it on each firm's page.
Which firm has been operating longer?
Topstep was founded first, in 2012. FTMO Futures started in 2015.
Can traders in the United States use FTMO Futures or Topstep?
FTMO Futures: yes. Topstep: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do FTMO Futures and Topstep allow news trading?
FTMO Futures: allowed (News trading is allowed in every phase with no special restrictions, though concentrating activity around scheduled releases in a way that differs from a trader's usual pattern can count as poor risk management). Topstep: allowed with limits (News can be traded, but deliberately trading the full maximum position size into a scheduled major news event is prohibited).