Topstep vs Take Profit Trader
Two futures prop firms, row by row. A dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
Topstep
United States
Ahead on 5 of 7 rows
Visit Topstep(opens the firm’s website in a new tab)
Take Profit Trader
United States
Ahead on 2 of 7 rows
Visit Take Profit Trader(opens the firm’s website in a new tab)Head to head
| Feature | Topstep | Take Profit Trader |
|---|---|---|
| PropScout score | 7.0 (ahead) | 6.0 |
| Trustpilot | 3.7 (14,989) | 4.4 (10,992) (ahead) |
| Years operating | 14 (ahead) | 5 |
| Headquarters | United States | United States |
| Cheapest $100K account | $99/mo (ahead) | $330/mo |
| Profit split, up to | 90% | 90% |
| Max funding | $750K | $750K |
| Programs | 1-step | 1-step |
| Platforms | In-house platform, ProjectX, Quantower | TradingView, NinjaTrader, Tradovate, Rithmic, R|Trader Pro, Quantower, ATAS, Bookmap, MultiCharts, MotiveWave, Jigsaw Daytradr (ahead) |
| News trading | Allowed with limits | Allowed with limits |
| Expert advisors | Allowed (ahead) | Not allowed |
| Copy trading | Allowed with limits | Allowed with limits |
| Overnight holding | Not allowed | Not allowed |
| Weekend holding | Not allowed | Not allowed |
| Payouts | Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days. | Daily from the first PRO trading day, with no payout windows, as long as the balance stays above the buffer. |
| Payout methods | Broker account transfer, ACH, Wise, Bank wire (ahead) | ACH, PayPal, Wise |
| US traders | Accepted | Accepted |
Pick Topstep if
you care most about propScout score, years operating and cheapest $100K account. It is ahead on those rows in the table above.
Pick Take Profit Trader if
you care most about trustpilot and platforms. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
| Program | Target | Daily loss | Max loss | Details | |||||
|---|---|---|---|---|---|---|---|---|---|
| Topstep | Trading Combine (Standard)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $49/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $95/mo | Details |
| Topstep | Trading Combine (Standard)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $99/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $149/mo | Details |
| Take Profit Trader | Trading Test1-step | $25K | 6% | None | 6% | 1.00 | 80% to 90% | $150/mo | Details |
| Take Profit Trader | Trading Test1-step | $50K | 6% | None | 4% | 1.50 | 80% to 90% | $170/mo | Details |
| Topstep | Trading Combine (Standard)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $199/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $229/mo | Details |
| Take Profit Trader | Trading Test1-step | $75K | 6% | None | 3.33% | 1.80 | 80% to 90% | $245/mo | Details |
| Take Profit Trader | Trading Test1-step | $100K | 6% | None | 3% | 2.00 | 80% to 90% | $330/mo | Details |
| Take Profit Trader | Trading Test1-step | $150K | 6% | None | 3% | 2.00 | 80% to 90% | $360/mo | Details |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
Topstep
- Your share over the period
- Fee
- Split
Take Profit Trader
- Your share over the period
- Fee
- Split
More comparisons
Topstep vs Take Profit Trader questions
Which is cheaper, Topstep or Take Profit Trader?
At $100K, Topstep's cheapest account is $99 (Trading Combine (Standard)) and Take Profit Trader's is $330 (Trading Test), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
Both advertise a split of up to 90%. Check the conditions for reaching it on each firm's page.
Which firm has been operating longer?
Topstep was founded first, in 2012. Take Profit Trader started in 2021.
Can traders in the United States use Topstep or Take Profit Trader?
Topstep: yes. Take Profit Trader: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do Topstep and Take Profit Trader allow news trading?
Topstep: allowed with limits (News can be traded, but deliberately trading the full maximum position size into a scheduled major news event is prohibited). Take Profit Trader: allowed with limits (PRO and PRO+ accounts must have no open positions or orders from 1 minute before to 1 minute after FOMC statements, Non-Farm Payrolls and CPI. Test accounts have no news rule).