Topstep vs Earn2Trade
Two futures prop firms, row by row. A dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
Topstep
United States
Ahead on 7 of 11 rows
Visit Topstep(opens the firm’s website in a new tab)
Earn2Trade
United States
Ahead on 4 of 11 rows
Visit Earn2Trade(opens the firm’s website in a new tab)Head to head
| Feature | Topstep | Earn2Trade |
|---|---|---|
| PropScout score | 7.0 (ahead) | 6.4 |
| Trustpilot | 3.7 (14,989) | 4.5 (5,040) (ahead) |
| Years operating | 14 (ahead) | 10 |
| Headquarters | United States | United States |
| Cheapest $100K account | $99/mo (ahead) | $315/mo |
| Profit split, up to | 90% (ahead) | 80% |
| Max funding | $750K | $800K (ahead) |
| Programs | 1-step | 1-step |
| Platforms | In-house platform, ProjectX, Quantower | NinjaTrader, Tradovate, TradingView, Rithmic, R|Trader Pro, Quantower, DeepCharts, ATAS, Bookmap, MotiveWave, MultiCharts, Jigsaw Daytradr, Sierra Chart (ahead) |
| News trading | Allowed with limits | Allowed (ahead) |
| Expert advisors | Allowed (ahead) | Not stated |
| Copy trading | Allowed with limits (ahead) | Not allowed |
| Overnight holding | Not allowed | Not allowed |
| Weekend holding | Not allowed | Not allowed |
| Payouts | Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days. | Weekly: requests emailed by 2:00 PM CT on Friday are processed the following Wednesday. |
| Payout methods | Broker account transfer, ACH, Wise, Bank wire (ahead) | Rise, Deel, Crypto |
| US traders | Accepted | Accepted |
Pick Topstep if
you care most about propScout score, years operating and cheapest $100K account. It is ahead on those rows in the table above.
Pick Earn2Trade if
you care most about trustpilot, max funding and platforms. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
| Program | Target | Daily loss | Max loss | Details | |||||
|---|---|---|---|---|---|---|---|---|---|
| Topstep | Trading Combine (Standard)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $49/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $50K | 6% | None | 4% | 1.50 | 90% | $95/mo | Details |
| Topstep | Trading Combine (Standard)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $99/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $100K | 6% | None | 3% | 2.00 | 90% | $149/mo | Details |
| Earn2Trade | Trader Career Path1-step | $25K | 7% | 2.2% | 6% | 1.17 | 50% to 80% | $150/mo | Details |
| Earn2Trade | Gauntlet Mini1-step | $50K | 6% | 2.2% | 4% | 1.50 | 50% to 80% | $170/mo | Details |
| Earn2Trade | Trader Career Path1-step | $50K | 6% | 2.2% | 4% | 1.50 | 50% to 80% | $190/mo | Details |
| Topstep | Trading Combine (Standard)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $199/mo | Details |
| Topstep | Trading Combine (No Activation Fee)1-step | $150K | 6% | None | 3% | 2.00 | 90% | $229/mo | Details |
| Earn2Trade | Gauntlet Mini1-step | $100K | 6% | 2.2% | 3.5% | 1.71 | 50% to 80% | $315/mo | Details |
| Earn2Trade | Trader Career Path1-step | $100K | 6% | 2.2% | 3.5% | 1.71 | 50% to 80% | $350/mo | Details |
| Earn2Trade | Gauntlet Mini1-step | $150K | 6% | 2.2% | 3% | 2.00 | 50% to 80% | $375/mo | Details |
| Earn2Trade | Gauntlet Mini1-step | $200K | 5.5% | 2.2% | 3% | 1.83 | 50% to 80% | $550/mo | Details |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
Topstep
- Your share over the period
- Fee
- Split
Earn2Trade
- Your share over the period
- Fee
- Split
More comparisons
Topstep vs Earn2Trade questions
Which is cheaper, Topstep or Earn2Trade?
At $100K, Topstep's cheapest account is $99 (Trading Combine (Standard)) and Earn2Trade's is $315 (Gauntlet Mini), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
Topstep advertises the higher maximum split: 90% against 80%. The starting split is often lower and rises with payouts or an add-on.
Which firm has been operating longer?
Topstep was founded first, in 2012. Earn2Trade started in 2016.
Can traders in the United States use Topstep or Earn2Trade?
Topstep: yes. Earn2Trade: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do Topstep and Earn2Trade allow news trading?
Topstep: allowed with limits (News can be traded, but deliberately trading the full maximum position size into a scheduled major news event is prohibited). Earn2Trade: allowed (There are no restrictions on trading around economic releases in evaluations or funded accounts).