Dubai-based CFD prop firm offering 1-step, 2-step and instant Zero accounts from $5K to $200K.
Founded
2022 (4 years)
Headquarters
Dubai, United Arab Emirates
Max funding
$400K
Profit split
Up to 100%
Programs
2-step, 1-step, Instant funding
Trading permissions
NewsAllowed with limits
EAsAllowed with limits
CopyAllowed with limits
OvernightAllowed with limits
WeekendAllowed with limits
Overview
FundingPips is a CFD prop trading firm that has operated since 2022, with a registered address in Dubai's IFZA Business Park and its simulated trading services provided by FundingPips Corp, a Comoros company. It sells four evaluation models (1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro) and Zero, an instant Master account with no evaluation. Accounts range from $5K to $200K on MT5, cTrader or Match-Trader, and all trading is simulated. The reward split depends on the payout cycle chosen, from 60% weekly up to 100% on demand, and invited traders can move rewards into a PRIME account that scales toward $2M.
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Target ÷ loss is the total profit target divided by the max loss limit. Lower means less profit is needed for each unit of risk. Prices are list prices before discounts. Per $100K converts EUR and GBP at a fixed rate for ranking only.
2 Step Standard
2-step
Account sizes
$5K to $100K
Price
$39 to $652
Drawdown
Static
Profit split
80%, up to 100%
Payouts
Bi-weekly; weekly or on demand optional
Minimum trading days
3 per phase with the 5% daily loss limit; none with the 3% option
Time limit
Unlimited; at least one closed trade every 30 days
Fee refunded
Yes, with a qualifying payout
Prices above are for the default 5% daily loss limit. Choosing the 3% daily limit lowers the price to $32 ($5K), $59 ($10K), $160 ($25K), $288 ($50K) and $544 ($100K) and removes the minimum trading days.
The reward cycle is chosen on reaching the Master account: weekly at 60%, every 14 days at 80%, or on demand at 100%. On demand needs 7 profitable days of at least 0.5% and a 35% consistency score, and puts the account under the striking system.
The registration fee is refunded with the fourth reward; this is the only model with a fee refund.
The 10% Phase 1 target option was withdrawn on 24 July 2026.
Master accounts close open trades in a daily window unless the Swing add-on (+10%) was bought.
The help centre comparison table lists lower prices for this model ($36 to $544 for the 8% target); the website pricing table is used here.
2 Step Pro
2-step
Account sizes
$5K to $200K
Price
$29 to $919
Drawdown
Static
Profit split
80%, up to 100%
Payouts
Weekly, or on demand
Minimum trading days
None for accounts bought from 26 August 2026; 1 per phase for earlier accounts
Time limit
Unlimited; at least one closed trade every 30 days
Fee refunded
No
Rewards are paid every 7 days at 80%, or on demand at 100% once there are 7 profitable days of at least 0.5% and the 35% consistency score is met. On demand also puts the account under the striking system.
The help centre comparison table lists lower prices from $25K upward ($134, $224, $422 and $844); the website pricing table is used here.
Master accounts close open trades in a daily window unless the Swing add-on (+10%) was bought.
2 Step Flex
2-step
Account sizes
$5K to $100K
Price
$35 to $555
Drawdown
Static
Profit split
80%, up to 100%
Payouts
Bi-weekly, or on demand
Minimum trading days
1 per phase on the 80% split; 3 profitable days of at least 0.5% per phase on the 95% split
Time limit
Unlimited; at least one closed trade every 30 days
Fee refunded
No
At purchase the trader locks in either an 80% bi-weekly split or a 95% bi-weekly split that needs 3 profitable days per cycle; both cost the same. On demand at 100% is also offered.
The website pricing widget labels this model Most popular.
The help centre comparison table lists lower prices below $100K ($32, $59, $159 and $269); the website pricing table is used here.
The model article gives the Master news window as 5 minutes either side in one place and as a 10-minute window in another.
1 Step Flex
1-step
Account sizes
$5K to $100K
Price
$74 to $666
Drawdown
Static
Profit split
80%, up to 100%
Payouts
Bi-weekly, or on demand
Minimum trading days
None
Time limit
Unlimited; at least one closed trade every 30 days
Fee refunded
No
Prices above are for the default 3% daily loss limit. A 2% daily limit lowers the price to $52 ($5K), $77 ($10K), $192 ($25K), $269 ($50K) and $529 ($100K).
The website's challenge picker also calls this model 1 Day Pass.
The help centre comparison table lists lower prices ($59 to $566); the website pricing table is used here.
Master accounts close open trades in a daily window unless the Swing add-on (+10%) was bought.
Zero
Instant funding
Account sizes
$5K to $200K
Price
$60 to $888
Drawdown
Equity trailing
Profit split
95%
Payouts
Every 14 days
Minimum trading days
7 profitable days (each at least 0.25%) per rolling 30 days to request rewards
Time limit
Unlimited; at least one closed trade every 30 days
Fee refunded
No
The 5% maximum loss trails the highest equity and locks at the starting balance once equity is 5% up. It does not reset after rewards.
The account is breached if combined floating loss reaches 1% of the starting balance, or if a single trade idea loses 3% (below $50K) or 2% ($50K and above).
The first 3% of profit cannot be withdrawn, and the largest losing trade must not exceed the largest winning trade before a reward is paid.
Opening, closing or holding a trade within 10 minutes of high-impact news on the affected currency is a hard breach. The help centre also makes weekend holding a hard breach; the trading objectives page instead says it needs the Swing add-on.
Forex leverage is 1:50 and commission is $7 per lot on forex and metals. Zero accounts cannot be merged.
The help centre gives the Zero reset discount as 20% in one article and 7% in the Zero FAQ.
Trading rules
What FundingPips lets you do on its accounts, taken from its rules and FAQ pages.
News trading
Allowed with limits
Holding through news is allowed in evaluations, but deliberately trading the spike closes the account. On Master accounts, profit from trades opened or closed within 5 minutes of red-folder news on the affected currency is removed unless the trade was opened 5 or more hours earlier. On Zero, any trade activity within 10 minutes of such news is a hard breach.
Expert advisors
Allowed with limits
Third-party EAs may only be used as trade or risk managers. A trader's own EA may run fully automated if ownership can be proven, for example with source code.
Copy trading
Allowed with limits
Copying between a trader's own FundingPips accounts, or from a FundingPips account out to an external account, is allowed. Copying into a FundingPips account, copying between different people, and third-party account management are prohibited.
Overnight holding
Allowed with limits
Allowed during evaluations. On Master accounts open trades are closed automatically each day unless the Swing add-on (+10%) was bought; Zero allows overnight holds on weekdays.
Weekend holding
Allowed with limits
Allowed during evaluations. Master accounts need the Swing add-on, and on Zero a position held into the weekend is a hard breach.
Rules to read before you buy
The daily loss limit is measured from the higher of the day's opening balance or equity and resets at 00:00 platform time (UTC+3).
On on-demand reward cycles, a trade idea whose combined loss reaches 1% of the account adds a warning: the second halves the split, the third cuts it to 20% and the fourth closes the account. Profit from flagged ideas is removed.
Orders are capped at 20 lots each, and at 1 lot on crypto.
VPN and VPS connections are not permitted, and the IP region used must stay consistent.
Prohibited strategies include gap trading, HFT, latency and other arbitrage, hedging, tick scalping, opposite-account trading and churning through accounts.
All active evaluation and Master accounts share a $400K allocation cap. Master accounts of the same model can be merged, except Zero.
Temporary dynamic leverage applies to metals, energies and indices on Master accounts, falling from 1:50 to 1:5 as lot size grows.
MT5 is not offered in the United States.
Inactivity: Accounts are breached if no trade is opened and closed within 30 consecutive calendar days.
Set by the reward cycle: 80% on bi-weekly cycles (weekly on 2 Step Pro), 60% weekly on 2 Step Standard, an optional 95% bi-weekly split on 2 Step Flex, and 100% on demand. Zero pays 95%.
How often
Weekly, every 14 days or on demand depending on model and chosen cycle; Zero every 14 days. Intervals use calendar days.
First payout
7 or 14 calendar days after the first Master-account trade, depending on the cycle; on demand once 7 profitable days and the 35% consistency score are met.
Minimum withdrawal
1% of the Master account size; $500 for Rise and bank transfer.
Requests are processed within 1 to 3 working days, plus 1 to 2 days for funds to arrive. All trades must be closed at least 15 minutes before requesting.
Rewards go to a card, USDT or USDC on ERC20, Rise, or a local bank account in selected countries. They can also buy a new challenge or move to the firm's Tradin brokerage with a 30% trading credit.
The registration fee is refunded with the fourth reward on 2 Step Standard only.
If Rise is not available in a country, the reward is sent in crypto instead.
KYC is required before a Master account is issued.
Ways to get paid
Card payout
Crypto
Rise
Local bank transfer
Broker account transfer
Tradin
Scaling plan
PRIME is invite-only: a reward moved into PRIME opens an account at 12.5 times its value, which grows 10% per level at a 5% profit target (10% from level 5) up to $2M, with daily rewards at 80%.
PRIME accounts have an 8% static maximum loss and a soft daily loss that pauses trading for the rest of the day rather than breaching the account.
The PRIME page gives the soft daily loss as 3%; the help centre comparison table gives 2%.
Levels 2 to 4 also need 2 to 4 profitable days of at least 1%, and from level 5 the target is 10% with 10 profitable days.
PRIME runs on MT5 only, so it cannot be opened from the United States.
Platforms and payments
Trading platforms
MetaTrader 5
cTrader
Match-Trader
Markets
Forex
Metals
Indices
Energy
Crypto
Pay for a challenge with
Credit or debit card
Google Pay
Apple Pay
PayPal
Skrill
Neteller
Crypto
Who can sign up
FundingPips accepts traders from the United States. It lists 3 restricted countries.
List prices run from $29 for the $5K 2 Step Pro account to $919 for the $200K 2 Step Pro account, before any discount.
What profit split does FundingPips pay?
Set by the reward cycle: 80% on bi-weekly cycles (weekly on 2 Step Pro), 60% weekly on 2 Step Standard, an optional 95% bi-weekly split on 2 Step Flex, and 100% on demand. Zero pays 95%.. The highest split across its programs is 100%.
How often does FundingPips pay out?
Weekly, every 14 days or on demand depending on model and chosen cycle; Zero every 14 days. Intervals use calendar days.. First payout: 7 or 14 calendar days after the first Master-account trade, depending on the cycle; on demand once 7 profitable days and the 35% consistency score are met..
Does FundingPips allow news trading?
Allowed with limits. Holding through news is allowed in evaluations, but deliberately trading the spike closes the account. On Master accounts, profit from trades opened or closed within 5 minutes of red-folder news on the affected currency is removed unless the trade was opened 5 or more hours earlier. On Zero, any trade activity within 10 minutes of such news is a hard breach.
Can I use expert advisors (EAs) with FundingPips?
Allowed with limits. Third-party EAs may only be used as trade or risk managers. A trader's own EA may run fully automated if ownership can be proven, for example with source code.
Does FundingPips accept traders from the United States?
Yes. FundingPips's terms allow US residents to sign up. It does restrict 3 other countries, listed on this page.
Which platforms can I trade on with FundingPips?
MetaTrader 5, cTrader, Match-Trader.
How long has FundingPips been operating?
FundingPips was founded in 2022 and is based in Dubai, United Arab Emirates.
